Legal Documents

Changes to Home Loan Fees

On 17 December 2018, we’re making changes to some of our Home Loan fees. To see what fees and limits are changing, please download the NZHL Fees and Limits Brochure effective 17 December 2018.

Changes to Home Loan Terms and Conditions

On 17 December 2018, we’re also updating our Home Loan Terms and Conditions to reflect the removal of the Low Equity fee. See Section 16, “What Fees and Costs Do You Pay?”. Download the NZHL Terms and Conditions Brochure effective 17 December 2018.

NZHL General Terms and Conditions (PDF 242KB) – effective 23 July 2018

Fees and Limits Brochure (PDF 87kB) – effective 15 October 2018 – 16 December 2018

Home Loan Terms and Conditions (PDF 172kB) – effective from 1 October 2017 – 16 December 2018

Mortgage Terms & Conditions (PDF 123kB)

Sample - NZHL Home Loan Agreement (PDF 107kB)

View previous Terms & Conditions and Brochures.